Why is life insurance important?

Most Americans don’t have enough emergency savings to last three months, let alone enough to cover their family’s expenses for years to come. That’s where life insurance comes in — you can protect your family even if you don’t have $1 million in the bank. Life insurance provides protection, and ensures your family isn’t left scrambling for funds after you’re gone.

There are no restrictions on how your beneficiaries can use the death benefit.

• Child or dependent care

• End-of-life medical costs

• Everyday expenses

• Funeral expenses

• Future education expenses

• Investing

• Outstanding debts